Drowning Not Waving (2009)

Faced with spiralling debts, Ellie Morgan's only hope of avoiding bankruptcy is to sell the home she loves. No-one's buying, however - no-one, that is, except John Mulligan, an old flame from school. A bad boy done good, he's Ellie's knight in shining armour. He offers the perfect solution, or so Ellie thinks, until best friend Maria suggests that not everything about John Mulligan is as great as it seems.