Set in the final weekend of the year 1995 Ice Hockey World Championships, 95 tells through overlapping stories why Finland became a ice hockey world champion and how it affected the whole nation.
Waitress Saara meets handsome journalist Joni, and soon moves in to live with him. Joni tries his best to satisfy Saara sexually but, disturbed by violent lesbian fantasies, she is unable to experience orgasm. Trying to cope with the situation, Saara has another brief affair back in her old home town.