When troubled teen boy Stevie (Cameron Van Hoy) and his girlfriend, Rocky (Mischa Barton), attempt to rob a bank without any forethought, the situation rapidly deteriorates. Soon the young couple is holding bank customers and employees hostage, while law enforcement gathers outside. Daniel Bender (Burt Reynolds), a veteran negotiator for the FBI, is charged with assessing the crime scene and ending the standoff as quickly as possible, but Stevie's short fuse considerably complicates matters.
New York: Every night the mysterious "Night Owl" goes on the air with her moody radio show. She seems to have an inexplicable influence on some men; several of Julie's friends commit suicide while listening to her voice. She fears for her husband Harry, who becomes more and more distant from her.
After 3 DEA agents are killed by crime boss Mr. Li (Hong), the DEA reluctantly calls in New York cop and martial arts expert Tyler Wilson (Blanks) and sends him undercover on assignment to Toronto to team up with Canadian vice cop Michael Reeds (Merhi). Wilson and Reeds must infiltrate Li's gang, so enter a martial arts tournament that Mr Li is known to attend to recruit talent.