The Ghost's personal money launderer is due in town and Bojan, a ghost from Kane'e past suddenly appears on the scene. The CIA is convinced that Bojan has come to protect the money launderer.
A man with an important business meeting finds himself having to take care of the carpool for the neighborhood school children when his wife gets sick. Stopping to get donuts for the kids, things go even more awry when he finds himself a victim of a robbery. However, the situation only gets worse as a desperate man who had been contemplating a bank robbery robs the robbers and takes the man and the kids hostage in their van as his truck is blocked by an armored car. The thing then proceeds into a comedic chase movie. The father finds his kids don't really respect him and they react better to the robber. The end result is everyone gets a lifestyle change, including the original store owner.
While attempting to flee from the FBI, the criminal Frank Dallio kills Detective McKenna's wife, Rachel. McKenna himself is shot in the face by the professional killer Lyle Mason, who dies in a car crash shortly thereafter. The FBI persuades McKenna to undergo facial surgery and take the place of Lyle Mason in order to find Dallio and a valuable microchip.