Recently widowed Shelby Naylor (Sherilyn Fenn) listening to her husbands police scanner overhears a husband and wife arguing on the phone. The wife ends up dead and Widow Naylor points the finger endangering herself.
While doing a friend a favor and searching for a runaway teenager, a police detective stumbles upon a bizarre band of criminals about to pull off a bank robbery.
In this remake of Charles Dickens' classic "A Christmas Carol", a cold-hearted superstar singer gets a reality check when she meets three Christmas spirits who would change her miserly ways for the better.
When both the CIA and the underworld mistake regular guy Stuart Dempsey (Danny Nucci) for a notorious killer-for-hire named Jaguar, Dempsey doesn't know whom he can turn to or trust. Certain only of his boss, Max Kaufman (David Carradine), Dempsey is wary of everyone else -- especially his new love (Victoria Sanches). Pursued by the CIA, Dempsey sets out to prove his identity and outwit his pursuers.