This film is made up of three segments that share no plot but have a general thematic relationship. In the first segment, Virginia and her three children are left by her shiftless husband and she is courted by an old beau who is now divorced. In the second, a divorced woman reacts to some unexpected revelations from her aged father. In the third, a childless, middle-aged social worker is swept into an affair with a young cab driver and finds herself pregnant.
The mysterious owner of a costume shop rents a Santa Claus suit to three very different men: a math teacher trying to get the nerve to propose, a homeless restaurateur trying to hide from the mob, and a harried political speech writer visiting with his estranged wife and son. Their lives are inexorably changed by their experience of playing Santa Claus.
