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Sakiko, a young bank teller, has an unhealthy obsession with money. Thieves hold up the bank, kidnapping Sakiko in the process, but eventually crash their car, resulting in a suitcase stuffed with cash falling into a nearby river. For the remainder of the film, Sakiko begins a desperate quest to retrieve the money.
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Set in an elementary school and centered on a boy named Takuya and a new transfer student named Saeko. Takuya's classmates think that Saeko has been possessed by Hanako, the ghost that lives in the bathroom. The rumor is especially encouraged by a girl who has a crush on Takuya and is jealous since Takuya likes Saeko.
